transformation, which influenced both lending policies and risk management, Italy's mutual banks are faced with the upcoming Basel … III reform. Economic trends continue to exert pressure on the traditional bank business model. The entry into force of … conducted on June 2012 data evaluates the position of both mutual banks and central institutions relative to the new rules on …

In December 2010 the Basel Committee on Banking Supervision published a set of new regulations for banks in response to … the financial crisis. This paper aims at evaluating the possible effects of the new framework on banks' available … last two years. Furthermore, compared to banks in other jurisdictions, Italian intermediaries are likely to be less …

invece ne ha mutato la direzione.This paper analyses how banks organize their lending activity by using the results of two … widespread even among the smaller banks. Larger banks used these techniques more frequently when pricing their loans, while the … importance of ratings in deciding whether to grant a loan in the first place declined. Smaller banks continued to use ratings in …

committed to the reduction of this phenomenon. The Bank of Italy has a fundamental role in the field of financial inclusion …, and technical cooperation with other central banks. The Bank has been one of the first institutions to draw public …

This paper examines the history and the determinants of bank profits in Italy from 2005-15. We first identify a number … a more conservative positioning along the risk-return frontier. We then use the Bank of Italy's Quarterly Model of the … of key stylized facts by comparing the income statement of Italian lenders with that of banks in other European countries …

regional banks provided by the Bank of Italy (1998-2011). We find that IRAP rate changes do not always lead to a change in …This paper explores the effect of taxation on the capital structure of banks. For identification, we exploit exogenous … banks' leverage: banks close to the regulatory constraints do not change their leverage when tax rates change. This holds …

We use an extensive loan-level dataset to study the influence of non-performing loans (NPLs) on the supply of bank … credit to non-financial firms in Italy between 2008 and 2015. We use time-varying firm fixed effects to control for shifts in … Asset Quality Review to identify exogenous variations in the banks' NPL ratios. We find that banks' lending behavior is not …

suspicious transactions. We do so by using highly detailed data from Bank of Italy and UIF (Italian authority for anti …We provide the first thorough investigation of the effect of anti-money laundering inspections on banks' reporting of … quality of suspicious transactions reports being filed by banks before and after inspections. Through a difference …

supervision of the Bank of Italy. The model is calibrated on the basis of a wider definition of possible distress events, using … that might give early warnings of a crisis in relation both to the overall banking system and Italy's macro …-financial situation, and to individual banks' performances. A logit model is used to calculate the probability of default (PD) for each …

become more important due to the heterogeneity in bank taxation rules across Europe: measuring the tax burden can provide a … first rough measure of the extent of heterogeneity across countries. After a review of the main differences in banks … taxation between Italy, France, Germany, Spain and the UK, the paper provides estimates for the tax burden and deferred tax …