The financial crisis that started in August 2007 has led to a worsening in the conditions of credit supply to customers. Since the second half of 2008, several measures have been adopted in order to sustain access to credit for both firms and households, such as debt moratoria, provisions of...

This paper investigates trends in Italian households' saving and wealth in the last twenty years, with a special emphasis on the period immediately following the financial crisis in 2008. The analysis is based on data from the Italian Survey on Household Income and Wealth (1991-2010. The crisis...

Quite a lot. We investigate how the cross-sectional heterogeneity of firms' inflation expectations reflects information availability and awareness of recent macroeconomic developments, observable firm characteristics and broader macroeconomic developments using the Bank of Italy's survey on...

Italian Abstract: Il sostegno finanziario offerto da parenti o amici è aumentato con la crisi, sia in termini di frequenza, sia negli importi. Per i beneficiari, il sostegno della rete informale è di ammontare comparabile al ricorso al credito al consumo; la sua diffusione rimane tuttavia...

The paper provides an overview of the main statistics produced by the Bank of Italy: financial accounts, monetary statistics, balance of payments, household and business surveys. The volume discusses the problems related to the measurement of economic phenomena, how statistics can be used for...

The recent financial crisis has revived the debate on deposit insurance. Public awareness of its existence is essential in order to prevent a bank run. Analysing the results of three questions on this topic introduced in the last Survey on Household Income and Wealth, this paper investigates...

After the crisis, from 2008 to 2010 the share of indebted households decreased both owing to a reduction in loan demand and stricter supply conditions. The reduction regarded mortgages and involved low-income households and the self-employed. Recourse to consumer credit remained stable; it...

Since 2015 consumer loans have been rising fast in France, Germany, Italy, and Spain. Credit demand, specifically for consumer durables, has played a crucial role; the easing of supply conditions has been relevant only in Italy and Spain, which experienced stronger credit tightening during the...

In 2012 the Italian Parliament introduced into Italian law a special section in the Companies Register and a large number of financial incentives to create a favorable environment for the development of ‘innovative start-ups' (ISUPs). In this paper we compare ISUPs with other start-ups. In...

Italian Abstract: Cinque anni di crisi hanno avuto conseguenze rilevanti sul mercato del credito alle famiglie. Dal 2008 al 2012 la quota di famiglie indebitate si è ridotta di 4 punti percentuali (al 23 per cento), di 12 punti tra quelle giovani ( 35 anni). Il calo ha riguardato il credito al...