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transformation, which influenced both lending policies and risk management, Italy's mutual banks are faced with the upcoming Basel … III reform. Economic trends continue to exert pressure on the traditional bank business model. The entry into force of …
Persistent link: https://www.econbiz.de/10013082383
In December 2010 the Basel Committee on Banking Supervision published a set of new regulations for banks in response to the financial crisis. This paper aims at evaluating the possible effects of the new framework on banks' available regulatory capital and risk-weighted assets and assessing...
Persistent link: https://www.econbiz.de/10013082457
Il lavoro analizza l'organizzazione dell'attività di prestito delle banche utilizzando i risultati di due indagini riferite al 2006 e al 2009. In questo periodo l'utilizzo di metodologie di rating e scoring è andato diffondendosi anche alle banche più piccole; gli intermediari maggiori hanno...
Persistent link: https://www.econbiz.de/10013082460
committed to the reduction of this phenomenon. The Bank of Italy has a fundamental role in the field of financial inclusion …, and technical cooperation with other central banks. The Bank has been one of the first institutions to draw public …
Persistent link: https://www.econbiz.de/10013067047
This paper examines the history and the determinants of bank profits in Italy from 2005-15. We first identify a number … a more conservative positioning along the risk-return frontier. We then use the Bank of Italy's Quarterly Model of the … of bank income, dynamics of operating costs and dividend policy) on profits, regulatory capital and bad debt. Our …
Persistent link: https://www.econbiz.de/10012962982
regional banks provided by the Bank of Italy (1998-2011). We find that IRAP rate changes do not always lead to a change in …
Persistent link: https://www.econbiz.de/10012963003
We use an extensive loan-level dataset to study the influence of non-performing loans (NPLs) on the supply of bank … credit to non-financial firms in Italy between 2008 and 2015. We use time-varying firm fixed effects to control for shifts in …
Persistent link: https://www.econbiz.de/10012958377
suspicious transactions. We do so by using highly detailed data from Bank of Italy and UIF (Italian authority for anti …
Persistent link: https://www.econbiz.de/10012865142
supervision of the Bank of Italy. The model is calibrated on the basis of a wider definition of possible distress events, using … that might give early warnings of a crisis in relation both to the overall banking system and Italy's macro … bank, with time horizon estimates set at four and six quarters. The empirical specifications proposed are tested using …
Persistent link: https://www.econbiz.de/10012865207
become more important due to the heterogeneity in bank taxation rules across Europe: measuring the tax burden can provide a … taxation between Italy, France, Germany, Spain and the UK, the paper provides estimates for the tax burden and deferred tax … assets in these countries over the years 2006-2014; the impact of differences in taxation on bank profitability is also …
Persistent link: https://www.econbiz.de/10012994478