Homeownership doesn't just provide people a place to live. It also enables them to accumulate wealth by saving more and building equity in their homes.

The conference "Preserving Homeownership: Addressing the Foreclosure Issue, “held in Dallas in June, opened with a panel of Texas researchers who addressed the impact foreclosures are having on the U.S. and Texas economies.

Chart shows seriously delinquent loans by loan category in Texas, 2001-2007. ; Seven Texas metropolitan statistical areas ranked in the Top 100 MSAs with the highest foreclosure rate relative to the total number of households in the MSA. ; Twenty-two Texas ZIP codes made the list of 500 U.S. ZIP...