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banks to form alliances with fintechs. Furthermore, we analyze whether such bank-fintech alliances affect the market … Officer. We evidence that markets react more strongly if digital banks rather than traditional banks announce a bank …-fintech alliance. Finally, we find that alliances are most often characterized by a product-related collaboration between the bank and …
Persistent link: https://www.econbiz.de/10011882455
Theory predicts that "common ownership" (ownership of rivals by a common shareholder) can be anticompetitive because it reduces the weight firms place on their own profits and shifts weight toward rival firms held by common shareholders. In this paper we use accounting data from the banking...
Persistent link: https://www.econbiz.de/10012016338
problems? [Yes]; 3) do bank influenced firms have higher profitability? [No]. Coupled with results about the control …Bank intermediated finance has been cited frequently as the preferred means for channeling funds from savers to firms … assertions about the considerable power of German banks and the advantages of a bank relation, empirical support is mixed. With a …
Persistent link: https://www.econbiz.de/10011511071
financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …
Persistent link: https://www.econbiz.de/10012988770
We examine the effect of the social networks of bank directors on board gender diversity and compensation using a … are significant differences in the size and gender composition of social networks of male vs female bank directors. We … also find that samegender networks play an important role in determining the gender composition of bank boards. Finally, we …
Persistent link: https://www.econbiz.de/10013231946
volatility of growth and profitability are bank-size dependent, and (iii) the relationship between growth and profitability of a … evidence of persistence in bank growth. However, our findings suggest significant persistence in bank profitability. Moreover …This paper investigates (i) whether growth and profitability persist in banking firms, (ii) whether the level and …
Persistent link: https://www.econbiz.de/10003883061
(MENA) region, as well as the main determinants of the profitability of both domestic and foreign banks. The empirical … profitability, size does not appear to play a role, whilst the liquidity ratio and net interest revenues seem to have a negative and …
Persistent link: https://www.econbiz.de/10011481871
The Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 alters the competitive structure of the debit card payment processing industry and caps debit card interchange fees for banks with over $10 billion in assets. Market participants predicted that debit...
Persistent link: https://www.econbiz.de/10013046469
Using data for a large sample of banks from 31 OECD countries over 1995–2018, we analyze the impact of belonging to a banking group on banks’ net interest margins. Our results confirm a positive relationship between interest rates and interest margins, which is stronger in a low-interest...
Persistent link: https://www.econbiz.de/10012628790
about the pass-through of monetary policy. On the one hand, negative rates could lead to declining bank profitability making … interest rates per se. This paper uses a large micro level data set of the German bank universe to examine how banks behave in … this uncharted territory. The evidence found suggests that bank's business model, i.e. the share of overnight deposits …
Persistent link: https://www.econbiz.de/10011933740