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The effect of common ownership on profits : evidence from the U.S. banking industry
Gramlich, Jacob; Grundl, Serafin - 2018
Theory predicts that "common ownership" (ownership of rivals by a common shareholder) can be anticompetitive because it reduces the weight firms place on their own profits and shifts weight toward rival firms held by common shareholders. In this paper we use accounting data from the banking...
Persistent link: https://www.econbiz.de/10012016338
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Executive Board Composition and Bank Risk Taking
Berger, Allen N. - 2016
financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …
Persistent link: https://www.econbiz.de/10012988770
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Gender and Social Networks on Bank Boards
Owen, Ann L.; Temesvary, Judit; Wei, Andrew - 2021
We examine the effect of the social networks of bank directors on board gender diversity and compensation using a … are significant differences in the size and gender composition of social networks of male vs female bank directors. We … also find that samegender networks play an important role in determining the gender composition of bank boards. Finally, we …
Persistent link: https://www.econbiz.de/10013231946
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Bank Profitability and Debit Card Interchange Regulation : Bank Responses to the Durbin Amendment
Kay, Benjamin - 2014
The Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 alters the competitive structure of the debit card payment processing industry and caps debit card interchange fees for banks with over $10 billion in assets. Market participants predicted that debit...
Persistent link: https://www.econbiz.de/10013046469
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Potential Implications of a NSFR on German Banks' Credit Supply and Profitability
Schmitt, Matthias - 2016
minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability … profitability of German banks and their capacity to lend. With a NSFR-model that is partially calibrated against reported NSFRs, we …
Persistent link: https://www.econbiz.de/10012981489
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Relationship lending in the interbank market and the price of liquidity
Bräuning, Falk; Fecht, Falko - 2012
charged already higher interest rates to their borrowers after controlling for other bank specific characteristics and general …
Persistent link: https://www.econbiz.de/10010310487
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Relationship Lending in the Interbank Market and the Price of Liquidity
Bräuning, Falk - 2016
charged already higher interest rates to their borrowers after controlling for other bank specific characteristics and general …
Persistent link: https://www.econbiz.de/10012988824
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Earnings baths by bank CEOs during turnovers
Bornemann, Sven; Pfingsten, Andreas; Kick, Thomas; … - 2014
accounting, during their first (partial) year in charge, (2) incoming CEOs from outside the bank take a larger earnings bath than …
Persistent link: https://www.econbiz.de/10010332883
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Improving the 30-year fixed-rate mortgage
Passmore, Stuart Wayne; Haften, Alexander H. von - 2017 - Current draft 8/18/2017
The 30-year fixed-rate fully amortizing mortgage (or "traditional fixed-rate mortgage") was a substantial innovation when first developed during the Great Depression. However, it has three major flaws. First, because homeowner equity accumulates slowly during the first decade, homeowners are...
Persistent link: https://www.econbiz.de/10011802976
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Do all new brooms sweep clean? Evidence for outside bank appointments
Kick, Thomas; Nehring, Inge; Schertler, Andrea - 2017
Banks in bad financial shape are more likely to appoint executive directors from the outside than those in good shape. It is, however, not clear whether all of these appointments necessarily lead to the desired turnaround. We analyze the performance effects of new board members with external...
Persistent link: https://www.econbiz.de/10011722807