Showing 1 - 5 of 5
This paper examines the relationship between multimarket bank presence and the profitability (and therefore viability … shed light on the mechanisms through which multimarket bank presence might influence the profitability of single … reduction in the profitability of small, single-market banks operating in rural banking markets, but not of those operating in …
Persistent link: https://www.econbiz.de/10012731319
This paper uses a large sample of individual banking organizations, observed from 1996 to 2003, to investigate the characteristics that made them more likely to be acquired. We use a definition of acquisition that we consider preferable to that used in much of the previous literature, and we...
Persistent link: https://www.econbiz.de/10012732471
This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on non-depositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including both direct generation of fee revenue and the...
Persistent link: https://www.econbiz.de/10012706882
case of bank ATM networks, where the number of ATM locations serves as the measure of product quality and surcharge fees …
Persistent link: https://www.econbiz.de/10012714524
average branch. We note first that substitution of bank branches in the US for thrift branches accounts for much of the sharp … rise observed for bank branches over time. Using a panel data set that consists of over 2,000 markets observed from 1988 to …
Persistent link: https://www.econbiz.de/10012719776