charged already higher interest rates to their borrowers after controlling for other bank specific characteristics and general …

accounting, during their first (partial) year in charge, (2) incoming CEOs from outside the bank take a larger earnings bath than …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. … profitability of German banks and their capacity to lend. With a NSFR-model that is partially calibrated against reported NSFRs, we …

on bank profitability differs depending on the type of fee and commission income. Our results support the view that … profitability and stability is correlated with the share of their fee and commission income. Notably, we examine whether the effect … securities business, also have a higher profitability. The Z-score also correlates positively with the share of securities …

This paper explores the extent to which interest risk exposure is priced in bank margins. Our contribution to the … for earnings from bank-individual maturity transformation strategies, we find all banks to charge additional fees for …

lending behavior and risk sensitivity of a risk-neutral bank. CDS contracts may be used to hedge a bank's credit risk exposure … at a certain (potentially distorted) price. Regulation is found to induce the risk-neutral bank to behave in a more risk … credit risk. Under the substitution approach in Basel II (and III) a risk-neutral bank will over-, fully or under-hedge its …