This paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the … implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The … the impact of government bank ownership suggests few benefits, especially for developing countries …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United … States on their market valuations. Using two novel identification strategies based on the dynamic process of interstate bank …

conditional profitability distributions. Real GDP growth and the NPL ratio are shown to be the most reliable determinants of bank …This paper explores the determinants of profitability across large euro area banks using a novel approach based on … profitability. However, the estimated conditional distributions reveal that, while higher growth would raise profits on average, a …

core business allows a bank to borrow more and take side risks on a larger scale, offsetting lower incentives to take risk … with cross-sectional patterns of bank risk-taking in the run up to the recent financial crisis …

The paper investigates EU banks' profitability through the recent financial cycle using banklevelbalance sheet and … deterioration in loan quality and a largerimprovement in cost efficiency. They also downsized their assets more aggressively … stable over the financial cycle, including post-crisis, and there isno clear evidence that aspects of bank business model …

minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability … profitability of German banks and their capacity to lend. With a NSFR-model that is partially calibrated against reported NSFRs, we …

profitability. Banking system consolidation can play a role in facilitating such efficiency gains, but its effectiveness is likely …This paper examines the case for efficiency-driven banking sector consolidation in Italy, evaluates its potential … effects on profitability, and discusses policy options to facilitate a consolidation process that is as effective as possible …

sector size and government effectiveness, credit information infrastructure (e.g., credit registries), the business …