financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

growth known from macroeconomics to identify credit booms and test our model for German bank and bankportfolio level data …

likelihood of bank distress makes banks reduce their on-balance sheet interest rate exposure and simultaneously intensify their …

accounting, during their first (partial) year in charge, (2) incoming CEOs from outside the bank take a larger earnings bath than …

This study investigates the bank competition-stability nexus using a unique regulatory dataset provided by the Deutsche … Bundesbank over the period 1994 to 2010. First, we use outright bank defaults as the most direct measure of bank risk available … and contrast the results to weaker forms of bank distress. Second, we control for a wide array of different time …

We use a unique dataset with bank clients' security holdings for all German banks to examine how macroeconomic shocks … credit-supply shocks which arise from reductions in borrowing abilities during bank distress. We document heterogeneous …-supply shocks at the bank level (caused by bank distress) result in lower concentration, for both households and non …

.S. facilities via internal capital markets. Using proprietary interest rate data reported to the German central bank, we compare …