We investigate whether primary care physician and patient concordance in terms of socio-economic status (SES) reduces the SES inequality in health. We measure physicians' SES by their childhood SES and find that SES concordance decreases low-SES patients' mortality, while high-SES patients'...

This paper decomposes inequality in subjective well-being into inequality due to socioeconomic background (SEB) and meritocratic inequality due to differences in individual merits such as school performance. We measure the meritocratic share of well-being, defined as the share of explained...

This paper utilizes high-quality transaction data from the largest bank in Denmark to study what drives the demand for high-cost consumption loans. I investigate the extent to which adverse events drive loan demand, or if it is more likely to be explained by borrowers' personality traits. I find...