Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and …