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To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and …
Persistent link: https://www.econbiz.de/10011703654
-related health. After the fall of the Wall, East Germans permanently changed their diet by consuming novel western food products. A …-related health. …
Persistent link: https://www.econbiz.de/10010510027
find a decrease by 0.5 admissions (-6.5%) due to asthma per day, per 1 million population. The health prevention effects …
Persistent link: https://www.econbiz.de/10011880291
This paper provides field evidence on (a) how price framing affects consumers' decision to switch health insurance … plans and (b) how the price elasticity of demand for health insurance can be influenced by policymakers through simple … regulatory efforts. In 2009, in order to foster competition among health insurance companies, German federal regulation required …
Persistent link: https://www.econbiz.de/10009524386
effectiveness of four different health care cost containment measures within an integrated framework. The four measures investigated … were introduced in Germany in 1997 to reduce moral hazard and public health expenditures in the market for convalescent … health spa stays did not significantly reduce demand. -- health expenditures ; cost containment measures ; copayment …
Persistent link: https://www.econbiz.de/10009235125
We study theoretically and empirically how consumers in an individual private longterm health insurance market with …
Persistent link: https://www.econbiz.de/10011703964
levels of health care spending, controlling for past health care use. We estimate the demand elasticity of total health care …
Persistent link: https://www.econbiz.de/10012130268
Using a randomized field experiment, we show that health care specialists cream-skim patients by their expected … profitability. In the German two-tier system, outpatient reimbursement rates for both public and private insurance are centrally …. Our findings show that structural differences in reimbursement rates lead to structural differences in health care access. …
Persistent link: https://www.econbiz.de/10012198679
How do patient and provider incentives affect the provision of long-term care? Our analysis of 551 thousand nursing home stays yields three main insights. First, Medicaid-covered residents prolong their stays instead of transitioning to community-based care due to limited cost-sharing. Second,...
Persistent link: https://www.econbiz.de/10014281163
This chapter reviews the existing empirical evidence on how social insurance affects health. Social insurance … encompasses programs primarily designed to insure against health risks, such as health insurance, sick leave insurance, accident … insurance, long-term care insurance and disability insurance; and programs that insure against other risks, such as unemployment …
Persistent link: https://www.econbiz.de/10011709766