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Absorptive Capacity and the Growth Effects of Regional Transfers: A Regression Discontinuity Design with Heterogeneous Treatment Effects

Becker, Sascha O.; Egger, Peter; von Ehrlich, Maximilian - C.E.P.R. Discussion Papers - 2011

Transfers to individuals, firms, and regions are often regulated by threshold rules, giving rise to a regression discontinuity design. An example are transfers provided by the European Commission to regions of EU member states below a certain income level. Researchers have focused on estimation...

Persistent link: https://www.econbiz.de/10009205062

Too much of a good thing? On the growth effects of the EU's regional policy

Becker, Sascha O.; Egger, Peter; von Ehrlich, Maximilian - C.E.P.R. Discussion Papers - 2010

the recipient regions the transfer intensity exceeds the aggregate efficiency maximizing level and in 18% percent of the …

Persistent link: https://www.econbiz.de/10008684675

The Trade Effects of Skilled versus Unskilled Migration

Egger, Peter; Nelson, Doug R; von Ehrlich, Maximilian - C.E.P.R. Discussion Papers - 2012

In this paper, we assess the role of skilled versus unskilled migration for bilateral trade using a flexible reduced-form model where the stocks of skilled and unskilled migrants at the country-pair level are determined as endogenous continuous treatments. The impact of different levels of...

Persistent link: https://www.econbiz.de/10011083375

The Causal Impact of Common Native Language on International Trade: Evidence from a Spatial Regression Discontinuity Design

Egger, Peter; Lassmann, Andrea - C.E.P.R. Discussion Papers - 2013

This paper studies the causal effect of sharing a common native language on international trade. Switzerland is a multilingual country that hosts four official language groups of which three are major (French, German, and Italian). These groups of native language speakers are geographically...

Persistent link: https://www.econbiz.de/10011083655

Dangers of a Double-Bottom Line : A Poverty Targeting Experiment Misses Both Targets

Karlan, Dean - 2019

Two for-profit Philippine social enterprises, aiming to demonstrate corporate social responsibility by increasing microlending to the poor, incorporated a widely-used poverty measurement tool into their loan applications and tested the tool using randomized training content. Treated loan...

Persistent link: https://www.econbiz.de/10012899916

Consumer Protection for Financial Inclusion in Low and Middle Income Countries : Bridging Regulator and Academic Perspectives

Garz, Seth; Giné, Xavier; Karlan, Dean; Mazer, Rafe; … - 2021

Markets for consumer financial services are growing rapidly in low and middle income countries and being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers from firm exploitation due to imperfect information and contracting as well...

Persistent link: https://www.econbiz.de/10013235657

Does Lasting Behavior Change Require Knowledge Change? Evidence from Savings Interventions for Young Adults

Horn, Samantha; Jamison, Julian; Karlan, Dean; Zinman, … - 2021

Is financial knowledge change necessary for lasting savings behavior change? Or, akin to the canonical Friedman billiards player, can behavior persist “as if” such knowledge is held? We randomize 240 Ugandan young-adult clubs to financial education, savings account access, both, or neither....

Persistent link: https://www.econbiz.de/10013249433

Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power

Burke, Jeremy - 2020

market efficiency. A randomized encouragement design on a standard credit builder loan (CBL) identifies null average effects … at baseline fare worse, those without fare better. Selection, treatment effect, and prediction models indicate the CBL … reveals valuable information to markets, inducing positive selection and making credit histories more precise while keeping …

Persistent link: https://www.econbiz.de/10012848541

Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey

Alan, Sule; Cemalcilar, Mehmet; Karlan, Dean S.; … - C.E.P.R. Discussion Papers - 2015

Models of shrouding predict that firms lack incentives to compete on add-on prices. Working with a large Turkish bank to test SMS direct marketing promotions to 108,000 existing checking account holders, we find that messages promoting a large discount on the overdraft interest rate reduce...

Persistent link: https://www.econbiz.de/10011168904

You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment

Bryan, Gharad; Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2012

We examine a randomized trial that allows separate identification of peer screening and enforcement of credit contracts. A South African microlender offered half its clients a bonus for referring a friend who repaid a loan. For the remaining clients, the bonus was conditional on loan approval....

Persistent link: https://www.econbiz.de/10011083275