The impacts of choice in public services are controversial. We exploit a reform in the English National Health Service …

Extending choice in health care is currently popular amongst English, and other, politicians. Those promoting choice … choice acts as a major driver for efficiency. Giving service users the ability to choose applies competitive pressure to … health care providers and, analogously with private markets, they will raise their game to attract business. The paper …

The effect of competition on the quality of health care remains a contested issue. Most empirical estimates rely on …

health care markets. We show that competition generally favours the majority group as higher quality for the majority is an …

half the short term general hospitals were involved in a merger, but that politics means that selection for a merger may be …

important part of the health care market using data on the choices made by 3.4 million English patients from amongst nearly 1000 …

This paper considers a housing insurance market in which buildings have different damage probabilities. Insurers use … imperfect tests to find out about buildings’ damage types. The insurance market is a natural monopoly. If more than one insurer …. First we show that the natural insurance monopoly need not be sustainable. Then we show that in the equilibrium industry …

What are the welfare effects of a policy that facilitates for insurance customers to privately and covertly learn about … their accident risks? We endogenize the information structure in Stiglitz's classic monopoly insurance model. We first show …