The impacts of choice in public services are controversial. We exploit a reform in the English National Health Service …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

Extending choice in health care is currently popular amongst English, and other, politicians. Those promoting choice … choice acts as a major driver for efficiency. Giving service users the ability to choose applies competitive pressure to … health care providers and, analogously with private markets, they will raise their game to attract business. The paper …

The effect of competition on the quality of health care remains a contested issue. Most empirical estimates rely on …

health care markets. We show that competition generally favours the majority group as higher quality for the majority is an …

half the short term general hospitals were involved in a merger, but that politics means that selection for a merger may be …

important part of the health care market using data on the choices made by 3.4 million English patients from amongst nearly 1000 …

Can public insurance through redistributive income taxation improve the allocation of risk in an economy in which … the first place. If risk sharing is incomplete because some insurance markets are missing for model-exogenous reasons (as … of risk. If instead private insurance markets exist but their use is limited by the absence of complete enforcement (as …