The impacts of choice in public services are controversial. We exploit a reform in the English National Health Service …

Extending choice in health care is currently popular amongst English, and other, politicians. Those promoting choice … choice acts as a major driver for efficiency. Giving service users the ability to choose applies competitive pressure to … health care providers and, analogously with private markets, they will raise their game to attract business. The paper …

The effect of competition on the quality of health care remains a contested issue. Most empirical estimates rely on …

health care markets. We show that competition generally favours the majority group as higher quality for the majority is an …

half the short term general hospitals were involved in a merger, but that politics means that selection for a merger may be …

important part of the health care market using data on the choices made by 3.4 million English patients from amongst nearly 1000 …

size of stock adjustment decisions, and find broad support for theoretical predictions in formal selection …

This Paper uses panel data on household consumption and income to evaluate the degree of insurance to income shocks … cases of self-insurance and the complete markets assumption. We assess the degree of insurance over and above self-insurance … conventional demand analysis rather than reduced form imputation procedures. Our results point to some partial insurance but reject …

The full insurance hypothesis states that shocks to the firm's performance do not affect workers' compensation. In … principal-agent models with moral hazard, firms trade off insurance and incentives to induce workers to supply the optimal level … overall earnings variability, the remainder originating in idiosyncratic shocks. Finally, we show that the amount of insurance …