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Gender and Banking: Are Women Better Loan Officers?
Beck, Thorsten; Behr, Patrick; Güttler, Andre - C.E.P.R. Discussion Papers - 2009
We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank in Albania over the period 1996 to 2006, we find that loans screened and monitored by female loan officers show statistically and economically significant lower default rates...
Persistent link: https://www.econbiz.de/10005048548
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Female Empowerment: Impact of a Commitment Savings Product in the Philippines
Ashraf, Nava; Karlan, Dean S.; Yin, Wesley - C.E.P.R. Discussion Papers - 2007
development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering …
Persistent link: https://www.econbiz.de/10005792103
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Market Structure and Borrower Welfare in Microfinance
de Quidt, Jonathan; Fetzer, Thiemo; Ghatak, Maitreesh - C.E.P.R. Discussion Papers - 2012
Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower …
Persistent link: https://www.econbiz.de/10011083818
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The miracle of microfinance? Evidence from a randomized evaluation
Banerjee, Abhijit; Duflo, Esther; Glennerster, Rachel; … - C.E.P.R. Discussion Papers - 2013
of a particular microfinance institution (Spandana) while the remainder were not, although other MFIs were free to enter …. We found no changes in any of the development outcomes that are often believed to be affected by microfinance, including …
Persistent link: https://www.econbiz.de/10011084414
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The Diffusion of Microfinance
Banerjee, Abhijit; Chandrasekhar, Arun G; Duflo, Esther; … - C.E.P.R. Discussion Papers - 2012
We examine how participation in a microfinance program diffuses through social networks. We collected detailed … demographic and social network data in 43 villages in South India before microfinance was introduced in those villages and then … first informed about the program, "the injection points". Microfinance participation is higher when the injection points …
Persistent link: https://www.econbiz.de/10011084550
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Estimating the impact of microcredit on those who take it up: Evidence from a randomized experiment in Morocco
Crépon, Bruno; Devoto, Florencia; Duflo, Esther; … - C.E.P.R. Discussion Papers - 2014
Morocco starting in 2006 by Al Amana, the country’s largest microfinance institution. Al Amana was the only MFI operating in …
Persistent link: https://www.econbiz.de/10011084580
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Corporate Efficiency in Europe
Hanousek, Jan; Kocenda, Evzen; Shamshur, Anastasiya - C.E.P.R. Discussion Papers - 2015
Using a stochastic frontier model and a comprehensive dataset, we study factors that affect corporate efficiency in Europe. We find that (i) larger firms are less efficient than smaller firms, (ii) greater leverage contributes to corporate efficiency, and (iii) high competition is less...
Persistent link: https://www.econbiz.de/10011213309
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The Impact of 'Rollover' Contracts on Switching Costs in the UK Voice Market: Evidence from Disaggregate Customer Billing Data
Crawford, Gregory S; Tosini, Nicola; Waehrer, Keith - C.E.P.R. Discussion Papers - 2011
In February 2008, British Telecommunications (BT) introduced automatically renewing, or ‘rollover’, contracts into the UK market for fixed-voice telephone service. These contracts included a 12-month Minimum Contract Period (MCP) with associated Early Termination Charges (ETCs). Unless...
Persistent link: https://www.econbiz.de/10009385761
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Short-Term Inflation Projections: a Bayesian Vector Autoregressive approach
Giannone, Domenico; Lenza, Michele; Momferatou, Daphne; … - C.E.P.R. Discussion Papers - 2010
In this paper, we construct a large Bayesian Vector Autoregressive model (BVAR) for the Euro Area that captures the complex dynamic inter-relationships between the main components of the Harmonized Index of Consumer Price (HICP) and their determinants. The model is estimated using Bayesian...
Persistent link: https://www.econbiz.de/10008468558
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Nowcasting
Banbura, Marta; Giannone, Domenico; Reichlin, Lucrezia - C.E.P.R. Discussion Papers - 2010
We define nowcasting as the prediction of the present, the very near future and the very recent past. Key in this process is to use timely monthly information in order to nowcast quarterly variables that are published with long delays. We argue that the nowcasting process goes beyond the simple...
Persistent link: https://www.econbiz.de/10008468620