offered financial education. Both programs included a voluntary after-school savings club that provided students with a locked … money box. After nine months, both programs had significant impacts on savings behavior relative to the control group …, mostly because children moved savings from home to school. We observed few other impacts. We do find that financial education …

crisis. The paper recommends obligatory private savings at a variable rate where the time path of the savings rate is chosen …

women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …

-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …

expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …