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Financing Long-Term Care: Ex-ante, Ex-post or Both?
Costa-i-Font, Joan; Courbage, Christophe; Swartz, Katherine - 2014
This paper examines the heterogeneity in the public financing of long-term care (LTC), and the wide-ranging instruments in place to finance long-term care services. We distinguish and classify the institutional responses to the need for LTC financing as ex-ante (occurring prior to when the need...
Persistent link: https://www.econbiz.de/10010480806
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Demographic change and bank profitability: empirical evidence from German savings banks
Berlemann, Michael; Oestmann, Marco; Thum, Marcel - 2010
Most European economies will experience significant demographic changes in the decades ahead. Due to low birth rates, populations are shrinking and ageing at the same time. This paper explores the impact of demographic change on the banking industry. A unique data set, which contains detailed...
Persistent link: https://www.econbiz.de/10010271784
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Demography and Provisions for Retirement - The Pension Composition, a Behavioral Approach
van Praag, Bernard M.S.; Hop, J. Peter - 2020
interests of the different groups are only partly coinciding. For a given demography and interest rate, the joint result of the … in the capital market with a corresponding equilibrium interest rate. In this paper we assume a demography with one … determined by the demography and cannot be modified at will as a long-term political instrument. We find that this is relevant …
Persistent link: https://www.econbiz.de/10012179856
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Endogenous Longevity and Optimal Tax Progressivity
Heer, Burkhard; Rohrbacher, Stefan - 2020
We study the impact of endogenous longevity on optimal tax progressivity and inequality in an overlapping generations model with skill heterogeneity. Higher tax progressivity decreases both the longevity gap and net income inequality, but at the expense of lower average lifetime and lower...
Persistent link: https://www.econbiz.de/10012425597
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Quantifying the Uncertainty of Imputed Demographic Disparity Estimates : The Dual-Bootstrap
Lu, Benjamin; Wan, Jia; Ouyang, Derek; Goldin, Jacob; … - National Bureau of Economic Research - 2024
Measuring average differences in an outcome across racial or ethnic groups is a crucial first step for equity assessments, but researchers often lack access to data on individuals' races and ethnicities to calculate them. A common solution is to impute the missing race or ethnicity labels using...
Persistent link: https://www.econbiz.de/10014528352
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Informal Care and the Great Recession
Costa-i-Font, Joan; Karlsson, Martin; Øien, Henning - 2015
Macroeconomic downturns can have an important impact on the availability of informal and formal long-term care. This paper investigates how the market for informal care changed during and after the Great Recession in Europe. We use data from the Survey of Health, Aging and Retirement in Europe,...
Persistent link: https://www.econbiz.de/10011307093
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'Investing' in Care for Old Age? An Examination of Long-Term Care Expenditure Dynamics and Its Spillovers
Costa-i-Font, Joan; Vilaplana-Prieto, Cristina - 2022
We study the dynamic drivers of expenditure on long-term care (LTC) programs, and more specifically, the effects of labour market participation of traditional unpaid caregivers (women aged 40 and older) on LTC spending. Next, we examine the spillover effects of a rise in LTC expenditure on...
Persistent link: https://www.econbiz.de/10013177587
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‘Investing’ in Care for Old Age? An Examination of Long-Term Care Expenditure Dynamics and Its Spillovers
Costa-Font, Joan; Vilaplana-Prieto, Cristina - 2022
We first study the dynamic drivers of expenditure on long-term care (LTC) programs, and more specifically, the effects of labour market participation of traditional unpaid caregivers (women aged 40 and older) on LTC spending. Second, we examine spillover effects of a rise on LTC expenditure on...
Persistent link: https://www.econbiz.de/10013306397
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Does the Expansion of Public Long-Term Care Funding Affect Savings Behaviour?
Costa-i-Font, Joan; Vilaplana, Cristina - 2016
We study the effect of further public caregiving subsidies (and insurance expansions to cover long-term care) on savings and saving behaviour. Specifically, weexamine the unique progressive introduction of a universal public long-term care subsidy (Sistema para la Autonomía y Atención a la...
Persistent link: https://www.econbiz.de/10011555577
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The Design of Insurance Contracts for Home versus Nursing Home Long-Term Care
Borsenberger, Claire; Cremer, Helmuth; Joram, Denis; … - 2024
We study the design of optimal (private and/or social) insurance schemes for formal home care and institutional care. We consider a three period model. Individuals are either in good health, lightly dependent or heavily dependent. Lightly dependent individuals can buy formal home care which...
Persistent link: https://www.econbiz.de/10014574288