. Hence, banks build up larger capital buffers which (i) lowers the public losses in case of a systemic crisis and (ii …) restores the banking sector’s lending capacity after the short-term credit crunch induced by tighter regulation. We confirm our … model’s dynamic implications in a panel VAR estimation, which suggests that bank lending has even increased in the long …

which regularly queries the firms' assessment of the current willingness of banks to extend credit we estimate the … business expectations. After controlling for the banks' refinancing costs, which are also likely to affect the supply of loans …

next take stock of the technical design options. More and more central banks are considering retail CBDC architectures in …-facing activity. We conclude with an in-depth description of three distinct CBDC approaches by the central banks of China, Sweden and …

This paper seeks to understand the interplay between banks, bank regulation, sovereign default risk and central bank … guarantees in a monetary union. I assume that banks can use sovereign bonds for repurchase agreements with a common central bank …, and that their sovereign partially backs up any losses, should the banks not be able to repurchase the bonds. I argue that …

Do macroprudential regulations on residential lending influence commercial lending behavior too? To answer this … question, we identify the compositional changes in banks’ supply of credit using the variation in their holdings of residential … Switzerland in 2012. We find that the CCyB’s introduction led to higher growth in commercial lending although this was unrelated …

Do macroprudential regulations on residential lending influence commercial lending behavior too? To answer this … question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential … Switzerland in 2012. We find that the CCyB's introduction led to higher growth in commercial lending although this was unrelated …

next take stock of the technical design options. More and more central banks are considering retail CBDC architectures in …-facing activity. We conclude with an in-depth description of three distinct CBDC approaches by the central banks of China, Sweden and …

17 advanced economies since 1870. The new data show that the share of mortgages on banks' balance sheets doubled in the … course of the 20th century, driven by a sharp rise of mortgage lending to households. Household debt to asset ratios have … risen substantially in many countries. Financial stability risks have been increasingly linked to real estate lending booms …