Narrow search
Showing 1 - 10 of 549
Cover Image
Epidemic Exposure, Fintech Adoption, and the Digital Divide
Saka, Orkun; Eichengreen, Barry; Aksoy, Cevat Giray - 2021
who participates in this shift. We exploit a dataset combining Gallup World Polls and Global Findex surveys for some 250 …. Epidemic exposure is associated with an increase in remote-access (online/mobile) banking and substitution from bank branch …
Persistent link: https://www.econbiz.de/10013219076
Cover Image
Carbon Default Swap - Disentangling the Exposure to Carbon Risk Through CDS
Blasberg, Alexander; Kiesel, Ruediger; Taschini, Luca - 2022
Using Credit Default Swap spreads, we construct a forward-looking, market-implied carbon risk factor and show that carbon risk affects firms’ credit spread. The effect is larger for European than North American firms and varies substantially across industries, suggesting the market recognises...
Persistent link: https://www.econbiz.de/10014243102
Cover Image
The Impact of Fintech Startups on Financial Institutions' Performance and Default Risk
Haddad, Christian; Hornuf, Lars - 2021
We examine the impact of fintech start-ups on the performance and default risk of traditional financial institutions. We find a positive relationship between fintech start-up formations and incumbent institutions’ performance for the period 2005–2018 and a large sample of financial...
Persistent link: https://www.econbiz.de/10013229697
Cover Image
The regulatory response to the financial crisis
Goodhart, Charles A. E. - 2008
turmoil has thrown up issues for discussion. These include: 1. The scale and scope of deposit insurance; 2. Bank insolvency … regimes, also known as prompt corrective action'; 3. Money market operations by Central Banks; 4. Commercial bank liquidity …
Persistent link: https://www.econbiz.de/10010264328
Cover Image
Private Bank Deposits and Macro/Fiscal Risk in the Euro-Area
Arghyrou, Michael - 2019
We examine the relationship between private bank deposits and macro/fiscal risk in the euro area. We test three … hypotheses: First, private bank deposits relative to Germany are determined by macro/fiscal risk factors. Second, this …
Persistent link: https://www.econbiz.de/10012891054
Cover Image
Deposit Insurance, Moral Hazard and Bank Risk
Karas, Alexei; Pyle, William; Schoors, Koen J. L. - 2021
Using evidence from Russia, we explore the effect of the introduction of deposit insurance on bank risk. Drawing on …
Persistent link: https://www.econbiz.de/10013249648
Cover Image
Trade and Credit Reallocation : How Banks Help Shape Comparative Advantage
Keuschnigg, Christian - 2019
capital standards, and cost of bank equity determine credit reallocation, sectoral expansion and trade patterns …
Persistent link: https://www.econbiz.de/10012892187
Cover Image
Microentrepreneurship in Developing Countries
Jayachandran, Seema - 2020
This article reviews the recent literature in economics on small-scale entrepreneurship ("microentrepreneurship") in low-income countries. Major themes in the literature include the determinants and consequences of joining the formal sector; the impacts of access to credit and other financial...
Persistent link: https://www.econbiz.de/10012841738
Cover Image
Tech in Fin Before FinTech : Blessing or Curse for Financial Stability?
Pierri, Nicola - 2020
Motivated by the world-wide surge of FinTech lending, we analyze the implications of lender' information technology … adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent …
Persistent link: https://www.econbiz.de/10012842385
Cover Image
How should financial intermediation services be taxed?
Lockwood, Benjamin - 2010
This paper considers the optimal taxation of savings intermediation and payment services in a dynamic general equilibrium setting, when the government can also use consumption and income taxes. When payment services are used in strict proportion to final consumption, and the cost of...
Persistent link: https://www.econbiz.de/10010274744