Motivated by the world-wide surge of FinTech lending, we analyze the implications of lender' information technology …: banks with a one standard deviation higher IT-adoption experienced 10% lower non-performing loans. High-IT-adoption banks … observable characteristics. Loan-level analysis indicates that high-IT-adoption banks originated mortgages with better …

who participates in this shift. We exploit a dataset combining Gallup World Polls and Global Findex surveys for some 250 …

We examine the impact of fintech start-ups on the performance and default risk of traditional financial institutions …. We find a positive relationship between fintech start-up formations and incumbent institutions’ performance for the … period 2005–2018 and a large sample of financial institutions from 87 countries. We further analyze the link between fintech …

, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and …

aggregate importance of inherited wealth and its link to inequality of opportunity significantly increases the support for …

There is abundant evidence on individual preferences for policies that reduce national inequality, but only little … evidence on preferences for policies addressing global inequality. To investigate the latter, we conduct a two-year, face … find that Germans systematically underestimate their true place in the world’s income distribution, but that correcting …

inequality. This paper uses a 19-year panel of administrative data for the population of Norway to examine the share of the Total … extreme wealth inequality in society …

This article analyzes how the General Data Protection Regulation (GDPR) has affected the privacy practices of FinTech …