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Pension Information and Women's Awareness

Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020

We explore the role of financial and pension information in increasing women's knowledge and awareness of their future … pension status, and consequently, in reducing the gender pension gap. A representative sample of 1249 Italian working women … follow-up survey shows that these women became more interested and aware of pension schemes and retirement options after …

Persistent link: https://www.econbiz.de/10012314850

Financial Education in Schools: A Meta-Analysis of Experimental Studies

Kaiser, Tim; Menkhoff, Lukas - 2018

We study the literature on school financial education programs for children and youth via a quantitative meta-analysis of 37 (quasi-) experiments. We find that financial education treatment has, on average, a significant and sizeable impact on financial knowledge (+0.25 SD), similar to...

Persistent link: https://www.econbiz.de/10011957211

Financial Literacy and Financial Education: An Overview

Kaiser, Tim; Lusardi, Annamaria - 2024

This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on...

Persistent link: https://www.econbiz.de/10014534468

Financial Education in Schools : A Meta-Analysis of Experimental Studies

Kaiser, Tim - 2019

Persistent link: https://www.econbiz.de/10012892190

Financial Literacy, Risk and Time Preferences - Results from a Randomized Educational Intervention

Sutter, Matthias - 2020

We present the results of a randomized intervention in schools to study how teaching financial literacy affects risk and time preferences of adolescents. Following more than 600 adolescents, aged 16 years on average, over about half a year, we provide causal evidence that teaching financial...

Persistent link: https://www.econbiz.de/10012825393

Active Learning Improves Financial Education : Experimental Evidence from Uganda

Kaiser, Tim; Menkhoff, Lukas - 2022

We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in rural western Uganda. The treatments contrast “active learning” with traditional “lecturing” within standardized lesson-plans. After six months,...

Persistent link: https://www.econbiz.de/10013293276

Financial Literacy, Experimental Preference Measures and Field Behavior – a Randomized Educational Intervention

Sutter, Matthias; Weyland, Michael; Untertrifaller, Anna; … - 2023

We present the results of a randomized intervention to study how teaching financial literacy to 16-year old high-school students affects their behavior in risk and time preference tasks. Compared to two different control treatments, we find that teaching financial literacy makes subjects behave...

Persistent link: https://www.econbiz.de/10014350763

Financial Education or Incentivizing Learning-by-Doing? Evidence from an RCT with Undergraduate Students

Oberrauch, Luis; Kaiser, Tim - 2024

We study the effects of digital financial education interventions on undergraduate students’ financial knowledge in a small-scale RCT. We test the substitutability or complementarity of two treatments: an online video financial education treatment and an incentive-based approach where students...

Persistent link: https://www.econbiz.de/10015047285

Did US Consumers 'Save for a Rainy Day' Before the Great Recession?

Anundsen, André Kallåk; Nymoen, Ragnar - 2015

The ‘saving for a rainy day’ hypothesis implies that households’ saving decisions reflect that they can (rationally) predict future income declines. The empirical relevance of this hypothesis plays a key role in discussions of fiscal policy multipliers and it holds under the null that the...

Persistent link: https://www.econbiz.de/10010531814

Household saving rates and the design of social security programmes : evidence from a country panel

Disney, Richard - 2005

I argue that the offsetting effect of social security contributions on household retirement saving depends on how closely the social security programme imitates a private retirement saving plan (i.e. the ?actuarial? component of the social security programme) – the closer the design of the...

Persistent link: https://www.econbiz.de/10010261332