adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent … bank. We find that higher intensity of IT-adoption led to significantly lower non-performing loans when the crisis hit …

capital standards, and cost of bank equity determine credit reallocation, sectoral expansion and trade patterns …

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …

loan from a fintech lender than a traditional bank. Among conventional lenders, smaller banks were much less likely to lend … to show that the disparity is not primarily explained by differences in pre-existing bank or credit relationships, firm …, pointing to a potential role for discrimination in explaining some of the racial disparities in small business lending. We find …

loan from a fintech lender than a traditional bank. Among conventional lenders, smaller banks were much less likely to lend … to show that the disparity is not primarily explained by differences in pre-existing bank or credit relationships, firm …, pointing to a potential role for discrimination in explaining some of the racial disparities in small business lending. We find …