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When Pro-Poor Microcredit Institutions Favor Richer Borrowers - A Moral Hazard Story

Biancini, Sara; Venet, Baptiste; Ettinger, David - 2021

We suggest an explanation for the existence of “mission drift”, the tendency for Microfinance Institutions (MFIs) to lend money to wealthier borrowers rather than to the very poor. We focus on the relationship between MFIs and external funding institutions. We assume that both the MFIs and...

Persistent link: https://www.econbiz.de/10013245624

Poverty and Individual Responsibility

Piacquadio, Paolo G. - 2020

Poverty-reducing policies ought to prioritize the "deserving" poor, that is, those who do all that can be reasonably … of poverty indices that address these issues. Formally, poverty is measured by the sum of specific indices of individual … are unwilling to accept a job that brings them out of poverty …

Persistent link: https://www.econbiz.de/10012838242

Cash Transfer Programs and Household Labor Supply

Boca, Daniela Del - 2020

Employment contributes to reduce the risk of poverty. Through a randomized controlled trial, we evaluate the impact of …

Persistent link: https://www.econbiz.de/10012834995

How Did U.S. Consumers Use Their Stimulus Payments?

Coibion, Olivier - 2020

Using a large-scale survey of U.S. consumers, we study how the large one-time transfers to individuals from the CARES Act affected their consumption, saving and labor-supply decisions. Most respondents report that they primarily saved or paid down debts with their transfers, with only about 15...

Persistent link: https://www.econbiz.de/10012824591

Adjusting to Transitory Shocks : Worker Impact, Firm Channels, and (Lack of) Income Support

Fernandes, Ana Margarida; Silva, Joana - 2023

This paper estimates worker and firm impacts of foreign shocks, and the income support provided by assistance programs. It exploits quasi-experimental variation in firms’ foreign demand resulting from the global financial crisis, using employer-employee data for Brazil in 2004-2017, linked...

Persistent link: https://www.econbiz.de/10014347983

Pandemic Meets Pollution : Poor Air Quality Increases Deaths by COVID-19

Isphording, Ingo Eduard - 2020

We study the impact of short-term exposure to ambient air pollution on the spread and severity of COVID-19 in Germany. We combine data on county-by-day level on confirmed cases and deaths with information on local air quality and weather conditions and exploit short-term variation in the...

Persistent link: https://www.econbiz.de/10012824831

Wage Effects of Employer-Mediated Transfers

Garriga, Santiago; Tortarolo, Dario - 2021

We explore whether the way in which tax credits are disbursed affects the gross wage of workers. We exploit an unusual reform in Argentina that shifted the disbursement responsibility of child benefits from employers to a government agency in a staggered fashion, from 2003 to 2010. Using...

Persistent link: https://www.econbiz.de/10013219073

Child Health, Parental Well-Being, and the Social Safety Net

Adhvaryu, Achyuta; Daysal, N. Meltem; Snaebjorn … - 2023

How do parents contend with threats to the health and survival of their children? Can the social safety net mitigate negative economic effects through transfers to affected families? We study these questions by combining the universe of cancer diagnoses among Danish children with register data...

Persistent link: https://www.econbiz.de/10014356602

Politicians' Social Welfare Criteria : An Experiment with German Legislators

Ambuehl, Sandro; Blesse, Sebastian; Doerrenberg, Philipp; … - 2023

Much economic analysis derives policy recommendations based on social welfare criteria intended to model the preferences of a policy maker. Yet, little is known about policy maker’s normative views in a way amenable to this use. In a behavioral experiment, we elicit German legislators’...

Persistent link: https://www.econbiz.de/10014358805

Welfare Reforms and the Division of Parental Leave

Jørgensen, Thomas H.; Søgaard, Jakob Egholt - 2021

We study the design of parental leave systems through the lens of an estimated model of parents’ joint willingness to pay for parental leave. We estimate the model using Danish register data on almost 200,000 births combined with sharp variation in economic incentives created by the parental...

Persistent link: https://www.econbiz.de/10013231959