that hardly explains the many features of an insurance contract. We extend this setup to include the situation that the … show how the law of insurance contracts should allow insurers to incentivize policyholders to exert an adequate level of …

income insurance, where it is regularly treated as a binary variable. This is not a minor technical matter; in fact, a … continuous treatment of an individual's health sheds new light on the role and functioning of income insurance and makes it … is not regarded as outright fraud, but as a gradual adjustment of the willingness to go to work when income insurance is …

Given that credit and insurance markets are imperfect, and given also that intra-household transfers, and much of the …

these public insurance schemes face financial difficulty and consequently policy reforms are being discussed or implemented … insurance arrangements across Canadian jurisdictions. We find that insured plans invest about 5 percent more in equities than do …

countries, the social security system insures firms against their workers' sickness absences. However, this insurance may create … change that took place in Austria in 2000. In September 2000, an insurance fund that refunded firms for the costs of their …