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Financing long-term care : ex-ante, ex-post or both?
Costa-Font, Joan; Courbage, Christophe; Swartz, Katherine - 2014
This paper examines the heterogeneity in the public financing of long-term care (LTC), and the wide-ranging instruments in place to finance long-term care services. We distinguish and classify the institutional responses to the need for LTC financing as ex-ante (occurring prior to when the need...
Persistent link: https://www.econbiz.de/10010458582
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Financing Long-Term Care : Ex-Ante, Ex-Post or Both?
Costa-Font, Joan - 2014
This paper examines the heterogeneity in the public financing of long-term care (LTC), and the wide-ranging instruments in place to finance long-term care services. We distinguish and classify the institutional responses to the need for LTC financing as ex-ante (occurring prior to when the need...
Persistent link: https://www.econbiz.de/10013040003
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Financing Long-Term Care: Ex-ante, Ex-post or Both?
Costa-i-Font, Joan; Courbage, Christophe; Swartz, Katherine - CESifo - 2014
This paper examines the heterogeneity in the public financing of long-term care (LTC), and the wide-ranging instruments in place to finance long-term care services. We distinguish and classify the institutional responses to the need for LTC financing as ex-ante (occurring prior to when the need...
Persistent link: https://www.econbiz.de/10011096355
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Crowding out of long-term care insurance : evidence from European expectations data
Costa-Font, Joan; Courbage, Christophe - 2014
Long-term care (LTC) is the largest insurable risk that old-age individuals face in most western societies. However, the demand for LTC insurance is still ostensibly small in comparison to the financial risk, which is reflected in the formation of expectations of insurance coverage. One...
Persistent link: https://www.econbiz.de/10010383842
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Long-term care partnership effects on medicaid and private insurance
Costa-Font, Joan; Raut, Nilesh - 2021
Can the expansion of Medicaid, a means-tested health and long-term care insurance, be slowed down by incentivising the purchase of private long-term care insurance (LTCI)? We study the implementation of the long-term care insurance partnership (LTCIP) program, a joint federal and state-level...
Persistent link: https://www.econbiz.de/10012628745
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The design of insurance contracts for home versus nursing home long-term care
Borsenberger, Claire; Cremer, Helmuth; Joram, Denis; … - 2024
We study the design of optimal (private and/or social) insurance schemes for formal home care and institutional care. We consider a three period model. Individuals are either in good health, lightly dependent or heavily dependent. Lightly dependent individuals can buy formal home care which...
Persistent link: https://www.econbiz.de/10014529251
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Endogenous longevity and optimal tax progressivity
Heer, Burkhard; Rohrbacher, Stefan - 2020
We study the impact of endogenous longevity on optimal tax progressivity and inequality in an overlapping generations model with skill heterogeneity. Higher tax progressivity decreases both the longevity gap and net income inequality, but at the expense of lower average lifetime and lower...
Persistent link: https://www.econbiz.de/10012312268
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Demography and provisions for retirement : the pension composition, a behavioral approach
Praag, Bernard M. S. van; Hop, J. Peter - 2020
interests of the different groups are only partly coinciding. For a given demography and interest rate, the joint result of the … in the capital market with a corresponding equilibrium interest rate. In this paper we assume a demography with one … determined by the demography and cannot be modified at will as a long-term political instrument. We find that this is relevant …
Persistent link: https://www.econbiz.de/10012154725
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Demographic Change and Bank Profitability. Empirical Evidence from German Savings Banks
Berlemann, Michael; Oestmann, Marco; Thum, Marcel - CESifo - 2010
Most European economies will experience significant demographic changes in the decades ahead. Due to low birth rates, populations are shrinking and ageing at the same time. This paper explores the impact of demographic change on the banking industry. A unique data set, which contains detailed...
Persistent link: https://www.econbiz.de/10008534055
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Informal care and the Great Recession
Costa-Font, Joan; Karlsson, Martin; Øien, Henning - 2015
Macroeconomic downturns can have an important impact on the availability of informal and formal long-term care. This paper investigates how the market for informal care changed during and after the Great Recession in Europe. We use data from the Survey of Health, Aging and Retirement in Europe,...
Persistent link: https://www.econbiz.de/10011288788