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Do Better Capitalized Banks Lend Less? Long-Run Panel Evidence from Germany
Buch, Claudia M. - 2013
Insufficient capital buffers of banks have been identified as one main cause for the large systemic effects of the recent financial crisis. Although higher capital is no panacea, it yet features prominently in proposals for regulatory reform. But how do increased capital requirements affect...
Persistent link: https://www.econbiz.de/10013090793
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No need to worry? : estimating the exposure of the German banking sector to climate-related transition risks
D'Orazio, Paola; Hertel, Tobias; Kasbrink, Fynn - 2022
Climate change poses several risks to the value of financial assets and financial stability. The study conducted in this paper focuses on the German banking sector and estimates its exposure to climate risks arising from a transition to a carbon-neutral economy. Our analysis identifies the...
Persistent link: https://www.econbiz.de/10013164602
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Spillovers of banking regulation : the effect of the German bank levy on the lending rates of regional banks and their local competitors
Haskamp, Ulrich - 2016
During the financial crisis numerous European governments decided to rescue domestic banks with public funds to prevent a collapse of the banking system. To internalize the public costs, bank levies have been introduced in many countries. This paper analyzes the German bank levy which was...
Persistent link: https://www.econbiz.de/10011571027
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Demographic Change and Bank Profitability - Empirical Evidence from German Savings Banks
Berlemann, Michael - 2013
Most European economies will experience significant demographic changes in the decades ahead. Due to low birth rates, populations are shrinking and ageing at the same time. This paper explores the impact of demographic change on the banking industry. A unique data set, which contains detailed...
Persistent link: https://www.econbiz.de/10013095185
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Exchange rate pass-through into German import prices : a disaggregated perspective
Beckmann, Joscha; Belke, Ansgar; Verheyen, Florian - 2013
This study analyzes the exchange rate pass-through into German import prices based on disaggregated data taken on a monthly basis between 1995 and 2012. Our main contribution is twofold: firstly, we employ various time-series techniques to analyze data for different product categories, and also...
Persistent link: https://www.econbiz.de/10009771153
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Labour market outcomes of second generation immigrants : how heterogeneous are they really?
Schurer, Stefanie (contributor); Vance, Colin (contributor) - 2008
portray the labour market outcomes of second generation immigrants in Germany. Special attention is attributed to observable …
Persistent link: https://www.econbiz.de/10003740243
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West-East convergence in the prevalence of illicit drugs : socioeconomics or culture?
Tauchmann, Harald (contributor) - 2008
In contrast to West-Germany, illicit drugs were virtually absent in East-Germany until 1990. Yet, after the collapse of … the former GDR, East-Germany was expected to encounter a sharp increase in the prevalence of substance abuse. By analyzing … individual data, we find that East-Germany largely caught up with West-Germany's ever-growing prevalence of illicit drugs within …
Persistent link: https://www.econbiz.de/10003740307
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Do red herrings swim in circles? : controlling for the endogeneity of time to death
Felder, Stefan (contributor); Werblow, Andreas (contributor) - 2008
Studies on the effect of ageing on health care expenditures (HCE) have revealed the importance of controlling for time-to-death (TTD). These studies, however, are subject to possible endogeneity if HCE influences remaining life expectancy. This paper introduces a ten year observational period on...
Persistent link: https://www.econbiz.de/10003767521
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Do optional deductibles reduce the number of doctor visits? : empirical evidence with German dat
Schmitz, Hendrik (contributor) - 2008
Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10003785047
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Inflation forecasting with inflation sentiment indicators
Döhrn, Roland (contributor);  … - 2008
indicators for the US and Germany, we demonstrate that our inflation sentiment indicators improve forecast accuracy in comparison …
Persistent link: https://www.econbiz.de/10003785071