local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship … technologies are al-ready widely in use in the market by a large group of small mutual banks, an increase in competition may drive …

III rules, thus suggesting a ‘race to the top' in capital standards. We study regulatory competition when banks are …

that the SSM reduced competition for SSM banks in countries affected by the sovereign debt crisis. Otherwise, the impact of … the SSM was limited or competition increased. Furthermore, our results suggest that anti-competitive side effects of the …

measures of California air pollution indicators, including CO, NO2, SO2, O3, PM10, and PM2.5 concentrations. We employ two … outcomes and political variables for California. The popular belief is empirically supported only for NO2 and O3, but not for …

We investigate the relationships between water quality and socioeconomic factors in California at the county level for … determinant of water quality in California, but for other surface water pollutants commonly considered agricultural pollutants …