to consume (MPCs). Our main contribution is to document how MPCs vary with household characteristics and prize size, and …

can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover … is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates 'standard …

portfolios, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the … heterogeneity in household finances implies that responses of consumption to changes in the real interest rate and in house prices …

period 2006-2012. Using a large administrative dataset at the household level we estimate how home equity and the outstanding … and endogeneity into account. In our preferred specifications both home equity and the household's amount of mortgage debt …

Since the late 1970s, the price indices underlying the poverty lines in India have been updated using aggregate indices … consumption survey data. We propose an alternative approach that identifies poverty from consumer behaviour, based on the notion … higher levels of poverty in eastern India, and generally, smaller reductions in poverty from 2005 to 2010. Our poverty …

time to different activities. In order to do so, we empirically estimate a collective household labor supply model. The … main findings are that: (1) Leisure and household income are the most important variables in the utility function of the … male. (2) Leisure, total household production and total household production interacted with family size are important …

financial inclusion in Pune, a large city of India based on a household survey at an identified slum area. Empirical findings of …

leapfrogging in the social hierarchy. We test this theoretical prediction relying on household data that is representative for …