local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship … concentration on relationship lending which cannot be easily accommodated by the investment and strategic theories of relationship … lending. In this paper, we suggest that this non-monotonicity can be explained by looking at the organizational structure of …

urban areas through building low cost personalized distribution network, creating asset linked and collateral free credit …

-free loans through third-party guarantees and relationship lending, but also through modifying loan terms, such as reducing loan … relationship lending and they are more often used by formal financial institutions. …

This paper proposes a theoretical framework to analyze the impacts of credit and technology shocks on business cycle … financial institutions in the transmission of credit and technology shocks to the real economy. A positive credit shock, defined … between loan and deposit rates. The effects of the credit shock tend to be highly persistent even without price rigidities and …

of individual-level credit bureau records and utilizing approaches that aim to isolate supply from demand considerations … bankcard credit limits than residing in a neighborhood where the share of American Indian residents is low. We further find … that consumer's credit history is a robust and quantitatively more important predictor of awarded bankcard credit limits …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

This paper examines the effects of Islamic banking on the causal linkages between credit and GDP by comparing two sets … analysis provides evidence of long-run causality running from credit to GDP in countries with Islamic banks only. This is …

failures. In this model, there is no trade-off between bank competition and financial stability …

credit market competition is intense. The latter emerges when banks exercise market power. Thus, competition is beneficial to … of credit available in the economy …