We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health … insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates … for advantageous selection, largely driven by heterogeneity in education, income and health preferences. Finally, we show …

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the … recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system … insurance system. This model provides us with a number of hypotheses, which we test using data from the Dutch Health Care …

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health … insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates … for advantageous selection, largely driven by heterogeneity in education, income and health preferences. Finally, we show …

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the … recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system … insurance system. This model provides us with a number of hypotheses, which we test using data from the Dutch Health Care …

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health … insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates … for advantageous selection, largely driven by heterogeneity in education, income and health preferences. Finally, we show …

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the … recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system … insurance system. This model provides us with a number of hypotheses, which we test using data from the Dutch Health Care …