analysis of ever deeper, more fundamental factors, rooted in long-term history. A growing body of new empirical work focuses on …

correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates "standard …

study is on determining whether a lack of health insurance significantly impacted vaccination propensities. If it is indeed … the case that a lack of health insurance mattered, this would be informative for policymakers since they tried to address … vaccines were made available free of cost to the public in the United States, irrespective of their insurance status. A policy …

on the determinants of technology adoption and the consequences of the recent transition in the banking industry from a …