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Promise not fulfilled : FinTech, data privacy, and the GDPR
Dorfleitner, Gregor; Hornuf, Lars; Kreppmeier, Julia - 2021
This article analyzes how the General Data Protection Regulation (GDPR) has affected the privacy practices of FinTech firms. We study the content of 308 privacy statements respectively before and after the GDPR became binding. Using textual analysis methods, we find that the readability of the...
Persistent link: https://www.econbiz.de/10012649756
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Returns to data : evidence from web tracking
Ullrich, Hannes; Hannane, Jonas; Peukert, Christian; … - 2024
Tracking online user behavior is essential for targeted advertising and is at the heart of the business model of major online platforms. We analyze tracker-specific web browsing data to show how the prediction quality of consumer profiles varies with data size and scope. We find decreasing...
Persistent link: https://www.econbiz.de/10014632380
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What actually happens to EU directives in the member states? : A cross-country cross-sector view on national transposition instruments
Treutlein, Daniela (contributor) - 2007
Persistent link: https://www.econbiz.de/10003599283
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Policy deviations, uncertainty, and the European Court of Justice
Hefeker, Carsten; Neugart, Michael - 2013
The implementation of European Union directives into national law is at the discretion of member states. We analyze incentives for member states to deviate from these directives when the European Commission may sue a defecting member state and rulings at the European Court of Justice (ECJ) are...
Persistent link: https://www.econbiz.de/10009722016
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Harmonisation of old-age security within the European Union
Übelmesser, Silke - 2003
Not sufficiently harmonised national pension systems within the European Union distort the allocation of labour and endanger redistributive activities. This paper identifies the most decentralised level of harmonisation which guarantees efficient allocation and enables redistribution. For this,...
Persistent link: https://www.econbiz.de/10011404310
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The impact of consumer protection in the digital age : evidence from the European Union
Rösner, Anja; Haucap, Justus; Heimeshoff, Ulrich - 2020
We investigate the effect of an EU-wide consumer protection regulation on consumer trust as well as consumer behavior …. The Unfair Commercial Practice Directive (UCPD) was implemented by EU member states between 2007 and 2010. We utilize data …
Persistent link: https://www.econbiz.de/10012157233
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Automation and employment over the technology life cycle : evidence from European regions
Jaccoud, Florencia; Petit, Fabien; Ciarli, Tommaso; … - 2024
This paper examines the labor market implications of investment in automation over the life cycle of ICT and robot technologies from 1995 to 2017 in 163 European regions. We first identify major technological breakthroughs during this period for these automation technologies and identify the...
Persistent link: https://www.econbiz.de/10014490819
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On the many ways Europeanization matters : the implementation of the water reform in Italy (1994-2006)
Asquer, Alberto - 2009
'horizontal' interaction between domestic actors and how these actors make use of stimuli originating from the EU. This paper aims … the period between 1994 and 2006. The analysis shows the role played by the use of monetary incentives provided by EU … funding sources, by changes in the institutional context partially originating from EU factors, and by the rulings of the …
Persistent link: https://www.econbiz.de/10003922685
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Opt in versus opt out : a free-entry analysis of privacy policies
Bouckaert, Jan (contributor); Degryse, Hans (contributor) - 2006
Persistent link: https://www.econbiz.de/10003395204
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"Now that you mention it" : a survey experiment on information, salience and online privacy
Marreiros, Helia; Tonin, Mirco; Vlassopoulos, Michael; … - 2016
Personal data lie at the forefront of different business models and constitute the main source of revenue of several online companies. In many cases, consumers have incomplete information about the digital transactions of their data. This paper investigates whether highlighting positive or...
Persistent link: https://www.econbiz.de/10011428359