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We present a theoretical and empirical analysis of the links between the gender of an entrepreneur, access to finance … medium enterprises, possibly, because in large firms borrowing is a less essential source of finance. An important policy …
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more willing to lend to SMEs. In this paper, we directly ask banks (the main providers of SME external finance) what … financing, especially long-term lending. -- small and medium enterprises, bank finance, financial constraints, banking market …
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Using a novel way to identify relationship and transaction banks, we study how banks' lending techniques affect funding to SMEs over the business cycle. For 21 countries we link the lending techniques that banks use in the direct vicinity of firms to these firms' credit constraints at two...
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