We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U … the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent …

introduced legislation to create a state bank; in 2019, similar legislation was enacted in California for municipal banks. This …

open areas, because geographically diversified banks were more elastic in their lending response to household’s increased …

The current financial crisis has sparked intense debate about how weak banks should be resolved. Despite international … resolution methods in the US, UK and NZ. -- crisis resolution ; banks ; special resolution regime …

of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more … sensitive to capital inflows. We provide evidence that global imbalances were a major positive funding shock for US wide banks …: different from local banks, these banks held a geographically diversified portfolio of mortgages which allowed them to tap the …

loan from a fintech lender than a traditional bank. Among conventional lenders, smaller banks were much less likely to lend … to Black-owned firms, while the Top-4 banks exhibited little to no disparity after including controls. We use novel data …’ higher rate of borrowing from fintechs compared to smaller banks is particularly large in places with high racial animus …

We analyze the competition in bonus taxation when banks compensate their managers by means of fixed and incentive pay … and bankers are internationally mobile. Banks choose bonus payments that induce excessive managerial risk-taking to … positive tax revenue or inflict net fiscal losses on taxpayers as a result of incentive pay. A 'race to the top' becomes more …

We find experimental evidence that the decision problem of tax compliance changes if subjects ́declarations are not …

I leverage a Pakistani tax reform that cuts the tax rate on the supply chains of five major industries of the country …