Similar Search Results

Tax incentives, bequest motives, and the demand for life insurance : evidence from two natural experiments in Germany

Sauter, Nicolas; Walliser, Jan; Winter, Joachim - 2010

life-insurance demand. -- savings ; life insurance ; capital income taxation ; bequests …

Persistent link: https://www.econbiz.de/10003966524

Do retirement savings increase in response to information about retirement and expected pensions?

Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

Persistent link: https://www.econbiz.de/10011782119

Life insurance, precautionary saving and contingent bequest

Chang, Fwu-ranq - 2001

Purchasing life insurance is for the welfare of young children, par-ticularly preteens, who are liquidity constrained. In this paper, we present a life cycle model of life insurance that takes into account the ages of these young beneciaries. We show that, as the child ages, the need for...

Persistent link: https://www.econbiz.de/10011398104

Pension information and women's awareness

Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020

were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal … then ran a randomized experiment to evaluate the effect of increased information regarding pensions on women’s awareness …

Persistent link: https://www.econbiz.de/10012288024

One pillar crumbling, the others too short : old-age provision in Germany

Werding, Martin - 2016

Public pay-as-you-go pensions still form the dominant pillar of old-age provision in Germany. This is in marked …

Persistent link: https://www.econbiz.de/10011429583

The impact of guarantees on the performance of pension saving schemes : insights from the literature

Bohnert, Alexander - In: Risks : open access journal 3 (2015) 4, pp. 515-542

Guarantees are often seen as the key characteristics of pension saving products, but securing them can become costly and is of central relevance especially in the course of the current low interest rate environment. In this article, we deal with the question of how costly the typical types of...

Persistent link: https://www.econbiz.de/10011402676

How will 401(k) pension plans affect retirement income?

Samwick, Andrew; Skinner, Jonathan - In: The American economic review 94 (2004) 1, pp. 329-343

Persistent link: https://www.econbiz.de/10002034961

Efficient retirement portfolios : using life insurance to meet income and bequest goals in retirement

Dong, Fangyuan; Halen, Nick; Moore, Kristen; Zeng, Qinglai - In: Risks : open access journal 7 (2019) 1/9, pp. 1-11

savings vehicles but with less restrictive limitations on income and contributions. Opinions are mixed about the effectiveness …

Persistent link: https://www.econbiz.de/10012018693

A discussion of a risk-sharing pension plan

Donnelly, Catherine - In: Risks : open access journal 5 (2017) 1, pp. 1-20

I show that risk-sharing pension plans can reduce some of the shortcomings of defined benefit and defined contributions plans. The risk-sharing pension plan presented aims to improve the stability of benefits paid to generations of members, while allowing them to enjoy the expected advantages of...

Persistent link: https://www.econbiz.de/10011636555

A guaranteed-return structured product as an investment risk-hedging instrument in pension savings plans

Afik, Zvika; Hadad, Elroi; Yosef, Rami - In: Risks : open access journal 11 (2023) 6, pp. 1-16

scenarios. The results show that the SP guarantees a minimal return on the pension savings portfolio and offers a higher …

Persistent link: https://www.econbiz.de/10014334531

1
2
3
4
5
6
7
8
9
Next
Last