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Do retirement savings increase in response to information about retirement and expected pensions?

Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

Persistent link: https://www.econbiz.de/10011782119

Pension information and women's awareness

Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020

were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal … then ran a randomized experiment to evaluate the effect of increased information regarding pensions on women’s awareness …

Persistent link: https://www.econbiz.de/10012288024

One pillar crumbling, the others too short : old-age provision in Germany

Werding, Martin - 2016

Public pay-as-you-go pensions still form the dominant pillar of old-age provision in Germany. This is in marked …

Persistent link: https://www.econbiz.de/10011429583

How will 401(k) pension plans affect retirement income?

Samwick, Andrew; Skinner, Jonathan - In: The American economic review 94 (2004) 1, pp. 329-343

Persistent link: https://www.econbiz.de/10002034961

A discussion of a risk-sharing pension plan

Donnelly, Catherine - In: Risks : open access journal 5 (2017) 1, pp. 1-20

I show that risk-sharing pension plans can reduce some of the shortcomings of defined benefit and defined contributions plans. The risk-sharing pension plan presented aims to improve the stability of benefits paid to generations of members, while allowing them to enjoy the expected advantages of...

Persistent link: https://www.econbiz.de/10011636555

A guaranteed-return structured product as an investment risk-hedging instrument in pension savings plans

Afik, Zvika; Hadad, Elroi; Yosef, Rami - In: Risks : open access journal 11 (2023) 6, pp. 1-16

scenarios. The results show that the SP guarantees a minimal return on the pension savings portfolio and offers a higher …

Persistent link: https://www.econbiz.de/10014334531

Does mandatory saving crowd out voluntary saving? : evidence from a pension reform

Hougaard Jensen, Svend Erik; Sigurður Páll Ólafsson; … - 2022

Recently, mandatory pension contributions in the private sector in Iceland were increased substantially while remaining unchanged in the public sector. This constituted a large natural experiment. We study the effects of this experiment on households’ voluntary saving using administrative...

Persistent link: https://www.econbiz.de/10013440376

Why mandate young borrowers to contribute to their retirement accounts?

Andersen, Torben M.; Bhattacharya, Joydeep - 2017

borrowing more that too at a rate higher than offered by pension savings, their life-time utility increases. …

Persistent link: https://www.econbiz.de/10011688004

The role of the annuity's value on the decision (not) to annuitize : evidence from a large policy change

Bütler, Monika (contributor); Staubli, Stefan (contributor) - 2008

percentage point change in the share of men choosing to annuitize their savings. We also show that the estimated responsiveness …

Persistent link: https://www.econbiz.de/10003749467

Minimum protection in DC funding pension plans and Margrabe options

Devolder, Pierre; Valeriola, Sébastien de - In: Risks : open access journal 5 (2017) 1, pp. 1-14

The regulation on the Belgian occupational pension schemes has been recently changed. The new law allows for employers to choose between two different types of guarantees to offer to their affiliates. In this paper, we address the question arising naturally: which of the two guarantees is the...

Persistent link: https://www.econbiz.de/10011636195