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Holes in the dike : the global savings glut, US house prices and the long shadow of banking deregulation
Hoffmann, Mathias; Stewen, Iryna - 2015
We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …
Persistent link: https://www.econbiz.de/10010515411
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Softening the blow : U.S. state level banking deregulation and sectoral reallocation after the China trade shock
Hoffmann, Mathias; Ruslanova, Lilia - 2021
U.S. state-level banking deregulation during the 1980’s mitigated the impact of the China trade shock (CTS) on local …
Persistent link: https://www.econbiz.de/10012438347
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Regulation, financial crises, and liberalization traps
Marchionne, Francesco; Pisicoli, Beniamino; Fratianni, … - 2019
To reconcile the mixed empirical results, we develop a theoretical model whose main implication is a concave impact of regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to annual data from 1999 to 2011 drawn from 132...
Persistent link: https://www.econbiz.de/10012030889
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Network utilities in the U.S. : sector reforms without privatization
Vogelsang, Ingo - 2004
California disaster. Part of the explanation for these difficulties stems from past successful liberalization and deregulation …
Persistent link: https://www.econbiz.de/10011402612
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Consumption risk sharing over the business cycle : the role of small firms' access to credit markets
Hoffmann, Mathias; Stewen, Iryna - 2009
addition, better access of small firms to credit markets in the wake of state-level banking deregulation during the 1980s seems … cash-flows shocks to their business. They suggest a major additional benefit from banking deregulation: access to bank … deregulation …
Persistent link: https://www.econbiz.de/10003807913
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Banking crisis resolution policy - lessons from recent experience : which elements are needed for robust and efficient crisis resolution?
Mayes, David G. - 2009
The current financial crisis has sparked intense debate about how weak banks should be resolved. Despite international efforts to coordinate and converge on such policies, national policy advice and resolution practices differ. The resolution methods adopted in the Nordic banking crises in the...
Persistent link: https://www.econbiz.de/10003891719
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Banking regulation and prompt corrective action
Freixas, Xavier (contributor); Parigi, Bruno (contributor) - 2007
Persistent link: https://www.econbiz.de/10003623813
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The incidence of bank regulations and taxes on wages : evidence from US states
Goodspeed, Timothy J. - 2012
Banks and the financial sector have come under increased scrutiny since the 2008 financial crisis. Regulations concerning the banking sector have been re-written and there have been calls for increased taxation of banks (as companies) and the remuneration of bankers. In general, two sorts of...
Persistent link: https://www.econbiz.de/10009687296
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Mortgage-related bank penalties and systemic risk among U.S. banks
Brož, Václav; Kočenda, Evžen - 2021
We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U.S. banking industry. We employ a frequency decomposition of volatility spillovers (connectedness) to assess system-wide risk transmission with short-, medium-, and long-term...
Persistent link: https://www.econbiz.de/10012697108
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Is a state bank a useful economic development tool in the United States?
Chirinko, Robert S. - 2022
The possibility of creating a state bank has received much recent attention in the United States. In 2021, six states introduced legislation to create a state bank; in 2019, similar legislation was enacted in California for municipal banks. This paper develops a framework to evaluate state...
Persistent link: https://www.econbiz.de/10013454018