order to escape the current combination of liquidity trap and credit crunch. It shortly discusses reasons for this measure …. -- Financial crisis ; monetary policy ; liquidity trap ; credit crunch ; asset markets …

firms' access to credit markets plays an important role in explaining this stylized fact: business cycle fluctuations in … addition, better access of small firms to credit markets in the wake of state-level banking deregulation during the 1980s seems … better access to credit markets may have made it easier for the owners of small firms to smooth income in the face of adverse …

administrative credit panel data, we show that the payment pause led to a sharp drop in student loan payments and delinquencies for … borrowers subject to the debt moratorium, as well as an increase in credit scores. We find a large stimulus effect, as borrowers … to increase borrowing on credit cards, mortgages, and auto loans rather than avoid delinquencies. The effects are …

We examine whether concerns about lenders' discrimination based on community racial characteristics can be empirically … of individual-level credit bureau records, we find that residing in a predominantly American Indian neighborhood is … ceteris paribus associated with worse bankcard credit outcomes than residing in a neighborhood where the share of American …

Discrimination in access to public services can act as a major obstacle towards addressing racial inequality. We … examine whether racial discrimination exists in access to a wide spectrum of public services in the US. We carry out an email …

economic costs to society of sexual-orientation discrimination were significantly more likely than those in a control group to …