mechanisms for bank risk-taking studied in a large partial equilibrium literature. We show that competitive equilibriums maximize … banks is higher than that of banks enjoying monopoly rents, and is robust to the introduction of social costs of bank … failures. In this model, there is no trade-off between bank competition and financial stability. -- general equilibrium ; bank …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

impact of competition on bank orientation - i.e., the choice of relationship based versus transactional banking - and bank … industry specialization. We empirically investigate the impact of interbank competition on bank branch orientation and … specialization. We employ a unique data set containing detailed information on bank-firm relationships and industry classification …

In this paper we analyse the bank merger between DnB and Gjensidige Bank in 2003, ranked by market share as number one … and number three in the Norwegian bank market. Focusing on loans to firms, our difference-in-differences analysis shows no …

unique dataset providing information about all bank loans to Norwegian firms over several years. Rather than relying on … observed market shares, we use the distance between bank branches and firms to measure the competitiveness of local markets … banks. We find that more competition leads to more risk taking. We also examine the effects of bank competition on the …

the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent … long-term. In this respect, bank penalties resemble still waters that run deep. In contrast, a settlement with regulatory …

rate of growth of capital asset or income whether source of borrowing is bank or money lender. This is then formalized in a …