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Pension information and women's awareness
Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020
were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal …
Persistent link: https://www.econbiz.de/10012288024
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Do retirement savings increase in response to information about retirement and expected pensions?
Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018
How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …
Persistent link: https://www.econbiz.de/10011782119
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One pillar crumbling, the others too short : old-age provision in Germany
Werding, Martin - 2016
Public pay-as-you-go pensions still form the dominant pillar of old-age provision in Germany. This is in marked contrast to the situation in Anglo-Saxon countries. It has advantages if labour markets are strong, e.g., following a quick recovery from the Great Recession. It has disadvantages, as...
Persistent link: https://www.econbiz.de/10011429583
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Does mandatory saving crowd out voluntary saving? : evidence from a pension reform
Hougaard Jensen, Svend Erik; Olafsson, Sigurdur P.; … - 2022
Recently, mandatory pension contributions in the private sector in Iceland were increased substantially while remaining unchanged in the public sector. This constituted a large natural experiment. We study the effects of this experiment on households’ voluntary saving using administrative...
Persistent link: https://www.econbiz.de/10013440376
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Taxing pensions
Cremer, Helmuth; Pestieau, Pierre - 2016 - March 2016, revised May 2016
There exists a wide variety of tax treatments of pensions across the world. And the reasons for such a range of regimes are not clear. This note reviews the general principles of pension taxes and analyses the theoretical foundations of why pension incomes ought to be taxed specifically. To do...
Persistent link: https://www.econbiz.de/10011482705
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Why mandate young borrowers to contribute to their retirement accounts?
Andersen, Torben M.; Bhattacharya, Joydeep - 2017
borrowing more that too at a rate higher than offered by pension savings, their life-time utility increases. …
Persistent link: https://www.econbiz.de/10011688004
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Endogenous differential mortality, non-contractible effort and non linear taxation
Leroux, Marie-Louise - 2009
impact of survival on the return of their savings. We also claim that because of its non-monetary form, effort is not … of annuitized savings is desirable for both types. This tax is higher for the low-survival individual. Under asymmetric …
Persistent link: https://www.econbiz.de/10003813601
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Optimal compulsion when behavioral biases vary and the State errs
Valdés Prieto, Salvador; Schwarzhaupt, Ursula - 2011
When behavioral biases have varying sizes, and the State seeks to correct behavior through compulsion, the question is how to design optimal compulsion. One argument is that the amount of compulsion should rise with the size of the bias to be "cured". A contrary argument is that since compulsion...
Persistent link: https://www.econbiz.de/10009009699
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Retirement savings in an aging society : a case for innovative government sebt management
Bohn, Henning - 2001
Aging societies will have to rely increasingly on private savings to finance retirement. The natural savings vehicles …
Persistent link: https://www.econbiz.de/10011398905
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Forced saving, redistribution and nonlinear social security schemes
Cremer, Helmuth; De Donder, Philippe; Maldonado, Darío; … - 2008
selfʺ emerges when labor supply and savings decisions are made. The social welfare function is paternalistic: the rate of … show that the paternalistic solution does not necessarily imply forced savings for the myopics. This is because …
Persistent link: https://www.econbiz.de/10003720340