usefulness of humanoid service robots. Moreover, customer acceptance significantly enhances perceived ease of use by the bank …

of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the … between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of … the German economy for the past 60 years. We find no evidence for a negative impact of bank capital on business loans …

of study. These differences can in most cases be attributed to self-selection. A notable exception is economics. Even … though self-selection is also important, training in economics has an unambiguous influence on the political attitudes: by … the time of graduation, economics students are about 6.2 percentage points more likely than they were as freshmen to agree …

economics as a field does not appreciate and work on what economists collectively prefer. …

adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent … bank. We find that higher intensity of IT-adoption led to significantly lower non-performing loans when the crisis hit …

The number of firm bankruptcies is surprisingly low in economies with poor institutions. We study a model of bank …-firm relationship and show that the banks̕ decision to liquidate bad firms has two opposing effects. First, the bank receives a payoff …

unique data set that covers almost all bank-firm relationships in Italy in the period 2004-2013, we find that, during the …