implications for savings and long-term care policies. We first develop a theoretical model predicting that higher nursing home … aversion should induce higher savings and stronger support for policies subsidizing home care. We further document, based on a … likely to have higher intended savings for older age because of the pandemic. We also find that they are more likely to …

myopia may justify public pensions but never alongside positive private savings. With sufficient myopia, co-existence of …

A large fraction of households have very little savings buffer and are therefore vulnerable to financial shocks. This … a retail bank in the Netherlands. We find that households who are exposed to the social norm nudge click more often on a … link to a personal web page where they can start or adjust an automatic savings plan. However, analyzing detailed bank data …

Netherlands. Key findings include the following. Adequate levels of retirement spending exceed 80 percent of working life spending … Netherlands are much more risk averse than U.S. households. -- life cycle preferences ; pension reform ; replacement rates …