Similar Search Results

Can regional decentralisation shift health care preferences?

Costa-Font, Joan; Ferrer-i-Carbonell, Ada - 2017

Uniform health care delivered by a mainstream public insurer - such as the National Health Service (NHS), seldom satisfies heterogeneous demands for care, and some unsatisfied share of the population either use private health care, or purchase private insurance (PHI). One potential mechanism to...

Persistent link: https://www.econbiz.de/10011761622

Demand patterns for treatment insurance in Norway

Aarbu, Karl Ove - 2010

theoretical model that identifies primary drivers for individual demand for treatment insurance. The third step is to analyse a … public waiting lists affect the demand for privately bought insurance, while employer-provided insurance does not seem to be … important determinant of insurance demand. …

Persistent link: https://www.econbiz.de/10003965860

Genetic testing when there is a mix of compulsory and voluntary health insurance

Hoel, Michael; Iversen, Tor - 2001

Genetic insurance can deal with the negative effects of genetic testing on insurance coverage and income distribution when the insurer has access to information about test status. Hence, efficient testing is promoted. When information about prevention and test status is private, two types of...

Persistent link: https://www.econbiz.de/10011398910

Genetic testing and repulsion from chance

Hoel, Michael; Iversen, Tor; Nilssen, Tore; Vislie, Jon - 2004

A central theme in the international debate on genetic testing concerns the extent to which insurance companies should be allowed to use genetic information in their design of insurance contracts. We analyze this issue within a model with the following important feature: A person s well-being...

Persistent link: https://www.econbiz.de/10011402443

Buying control? : "locus of control" and the uptake of supplementary health insurance

Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021

This paper analyses the relationship between locus of control (LOC) and the demand for supplementary health insurance …

Persistent link: https://www.econbiz.de/10012607206

Supplementary private health insurance in selected countries : lessons for EU governments?

Gechert, Sebastian - 2009

A famous idea to maintain affordable health expenditures is to cut back statutory health insurance (SHI) to a basic insurance and to introduce supplementary private health insurance (PHI), permitted to cover the remaining benefits and to apply managed care mechanisms. The measure is supposed to...

Persistent link: https://www.econbiz.de/10003872288

Efficient transfer of aging provisions in private health insurance

Meier, Volker - 2003

In long-term private health insurance contracts, aging provisions are used to flatten premium profiles. An individual would like to change insurers if she perceives a low service quality. The first-best optimum is characterized by provision transfers which are higher for high risks and may be...

Persistent link: https://www.econbiz.de/10011514187

Public health care with waiting time : the role of supplementary private health care

Hoel, Michael; Sæther, Erik Magnus - 2001

We consider an economy where most of the health care is publicly provided,and where there is waiting time for several types of treatments. Privatehealth care without waiting time is an option for the patients in the publichealth queue. We show that although patients with low waiting costs...

Persistent link: https://www.econbiz.de/10011400300

Insurance and the utilization of medical services among the self-employed

Perry, Craig William; Rosen, Harvey S. - 2001

There has been substantial public policy concern over the relatively low rates of health insurance coverage among the self-employed in the United States. We use data from the Medical Expenditure Panel Survey conducted in 1996 to analyze how the self-employed and wage-earners differ both with...

Persistent link: https://www.econbiz.de/10011400795

Transferable ageing provisions in individual health insurance contracts

Baumann, Florian; Meier, Volker; Werding, Martin - 2004

We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The stock of capital accumulated for each individual can be split into two parts: a premium insurance and an annuitised life insurance, where the latter would be transferable...

Persistent link: https://www.econbiz.de/10011404278