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Aging, taxes and pensions in Switzerland

Keuschnigg, Christian - 2016

until 2050. To quantify the effects on pensions, taxes and social contributions, we use an overlapping generations model …

Persistent link: https://www.econbiz.de/10011416024

Funded and unfunded pension schemes : risk, return and welfare

Miles, David - 2000

pensions and on a particular type of unfunded (PAYG) pension. Surprisingly little is known about the optimal split between … state the importance of PAYG pensions differs. We estimate how the optimal level of unfunded, state pensions depends on rate …

Persistent link: https://www.econbiz.de/10009781509

Dynamic models of R&D, innovation and productivity : panel data evidence for Dutch and French manufacturing

Raymond, Wladimir; Mairesse, Jacques; Mohnen, Pierre A.; … - 2013

This paper introduces dynamics in the R&D to innovation and innovation to productivity relationships, which have mostly been estimated on cross-sectional data. It considers four nonlinear dynamic simultaneous equations models that include individual effects and idiosyncratic errors correlated...

Persistent link: https://www.econbiz.de/10009764446

Uncommitted couples : some efficiency and policy implications of marital bargaining

Aura, Saku - 2002

full efficiency. The effect of the inability to commit across time on the savings level is examined under a tractable …

Persistent link: https://www.econbiz.de/10011511104

Time inconsistency and retirement choice

Scott, Findley, T.; Caliendo, Frank - 2015

Hyperbolic discounting with naiveté is widely believed to provide a better explanation than exponential discounting of why people borrow so much and why they wait so long to save for retirement. We reach a different set of conclusions. We show that if financial planning is enriched to include...

Persistent link: https://www.econbiz.de/10010479952

Forced saving, redistribution and nonlinear social security schemes

Cremer, Helmuth; De Donder, Philippe; Maldonado, Darío; … - 2008

selfʺ emerges when labor supply and savings decisions are made. The social welfare function is paternalistic: the rate of … show that the paternalistic solution does not necessarily imply forced savings for the myopics. This is because …

Persistent link: https://www.econbiz.de/10003720340

Personalized reminders : evidence from a field experiment with voluntary retirement savings in Colombia

Gars, Jared; Prada, Laura; Tripodi, Egon; Borda, Santiago - 2025

savings. However, many enrollees fail to contribute regularly. We conduct a randomized controlled trial with 2,819 BEPS users … personalized reminders significantly increase both the frequency and amount of savings, with individuals who recognize their … timing in sustaining engagement in voluntary savings programs. …

Persistent link: https://www.econbiz.de/10015332086

Tax incentives, bequest motives, and the demand for life insurance : evidence from two natural experiments in Germany

Sauter, Nicolas; Walliser, Jan; Winter, Joachim - 2010

life-insurance demand. -- savings ; life insurance ; capital income taxation ; bequests …

Persistent link: https://www.econbiz.de/10003966524

What is an adequate standard of living during retirement?

Binswanger, Johannes; Schunk, Daniel - 2009

Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design...

Persistent link: https://www.econbiz.de/10003923525

Do retirement savings increase in response to information about retirement and expected pensions?

Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …

Persistent link: https://www.econbiz.de/10011782119