question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

reducing banks' cost of funds. Using panel data on 8.5 million U.S. credit card accounts and 743 credit limit regression … discontinuities, we estimate the marginal propensity to borrow (MPB) for households with different FICO credit scores. We find … substantial heterogeneity, with a $1 increase in credit limits raising total unsecured borrowing after 12 months by 59 cents for …

We propose a joint dating of the Italian business and credit cycle on a historical horizon, by applying a local turning … carry out some statistical tests for comovement between credit and business cycle and we propose a measure of asymmetry of … this comovement, which proves to be weaker in recessions. We find evidence that credit and business cycle are poorly …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

Small businesses (SMEs) depend on banks for credit. We show that the severity of the Eurozone crisis was worse in …

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …