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Buying control? : "locus of control" and the uptake of supplementary health insurance

Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021

This paper analyses the relationship between locus of control (LOC) and the demand for supplementary health insurance. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to take up supplementary private health insurance...

Persistent link: https://www.econbiz.de/10012607206

Health insurance coverage and health care utilization : evidence from the affordable care

Yörük, Barış K. - 2016

This paper investigates the impact of the Affordable Care Act’s (ACA’s) dependent coverage mandate on health insurance coverage rates and health care utilization among young adults. Using data from the Medical Panel Expenditure Survey, I exploit the discontinuity in health insurance coverage...

Persistent link: https://www.econbiz.de/10011587512

The impact of COVID-19 on small business owners: the first three months after social-distancing restrictions

Fairlie, Robert W. - 2020

Social distancing restrictions and health- and economic-driven demand shifts from COVID-19 are expected to shutter many small businesses and entrepreneurial ventures, but there is very little early evidence on impacts. This paper provides the first analysis of impacts of the pandemic on the...

Persistent link: https://www.econbiz.de/10012291885

Opportunity versus necessity entrepreneurship : two components of business creation

Fairlie, Robert W.; Fossen, Frank M. - 2018

A common finding in the entrepreneurship literature is that business creation increases in recessions. This counter …-cyclical pattern is examined by separating business creation into two components: "opportunity" and "necessity" entrepreneurship … entrepreneurship, there are many challenges to creating a definition that is both objective and empirically feasible. We propose an …

Persistent link: https://www.econbiz.de/10011789099

Startup stations : the impact of rail access on entrepreneurship (self-employment) in England and Wales

Sanchis-Guarner, Rosa; Szumilo, Nikodem; Vernet, Antoine - 2024

We study the impact of improved rail access on entrepreneurship rates in England and Wales. We use data from the Census … support local entrepreneurship and economic activity, contributing to regional development and reducing economic inequality. …

Persistent link: https://www.econbiz.de/10014632305

Public health insurance and medical spending : evidence from the ACA medicaid expansion

Shupe, Cortnie - 2021

This paper investigates the short-run impact of public insurance expansion under the Affordable Care Act on out-of-pocket medical spending (OOP) and risk exposure among low-income, eligible households as well as the incidence of the cost of providing insurance. Using data from the Medical...

Persistent link: https://www.econbiz.de/10012415978

Evaluating and pricing health insurance in lower-income countries : a field experiment in India

Malani, Anup; Kinnan, Cynthia; Conti, Gabriella; Imai, … - 2024

Universal health coverage is a widely shared goal across lower-income countries. We conducted a large-scale, 4-year trial that randomized premiums and subsidies for India's first national, public hospital insurance program, RSBY. We find roughly 60% uptake even when consumers were charged...

Persistent link: https://www.econbiz.de/10014500651

Patient vs. provider incentives in long-term care

Hackmann, Martin B.; Pohl, R. Vincent - 2018

How do patient and provider incentives affect mode and cost of long-term care? Our analysis of 1 million nursing home stays yields three main insights. First, Medicaid-covered residents prolong their stays instead of transitioning to community-based care due to limited cost-sharing. Second,...

Persistent link: https://www.econbiz.de/10011936271

Medicare and the rise of American medical patenting : the economics of user-driven innovation

Clemens, Jeffrey; Olsen, Morten - 2021

Innovation is part idea generation and part development. We build a model of "innovating-by-doing," whereby ideas come to practitioners. Successful innovation requires that practitioners' ideas be developed through costly effort. Our model nests existing theories of laboratory research and...

Persistent link: https://www.econbiz.de/10012500504

Age-based health insurance coverage policies and mental health

Han, Yiran; Yörük, Barış K. - 2022

More than 18 percent of U.S. adults met the diagnostic criteria for a mental illness. Yet, many who could benefit from mental health care do not receive any treatment, mostly due to the inability to pay for care or lack of health insurance coverage. How does a sudden change in health insurance...

Persistent link: https://www.econbiz.de/10013342941

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