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high-productivity firms for investment and productivity enhancement, the latter suggests credit misallocation towards … exhibit a significant investment boost despite receiving more loans. However, these high-productivity firms displayed positive … study aims to examine whether the capital injections primarily benefited high-productivity firms or were misallocated to …
Persistent link: https://www.econbiz.de/10014334373
Financial inclusion is crucial for the inclusive and sustainable economic growth of developing countries. Access to financial services to all citizens, particularly to low income and poor people is a key to promote inclusive growth. While rural financial inclusion assumes importance from policy...
Persistent link: https://www.econbiz.de/10011541050
The determinants of portfolio choice have been studied extensively in the field of household finance. In this paper we study the determinants of the decision to hold risky assets based on a novel dataset of German bank data. Our primary focus is the question whether East Germans differ in their...
Persistent link: https://www.econbiz.de/10010481348
, investment choices (for both short- or long-term horizons) and the allocation of financial resources between spending and saving …
Persistent link: https://www.econbiz.de/10012200345
We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary...
Persistent link: https://www.econbiz.de/10012171775
Productivity varies greatly among farmers and the source of that variation is not fully understood. Using a unique …
Persistent link: https://www.econbiz.de/10010404510
. Therefore, in an inflationary period generous tax depreciation provisions do not promote private investment as designed, but …
Persistent link: https://www.econbiz.de/10011514138
process thus fosters firm creation and improves aggregate productivity. It also complements policies that stimulate firm entry …
Persistent link: https://www.econbiz.de/10013453926
SMPEs with positive taxable income increased investment, interest expense and productivity. SMPEs in taxable losses did not …
Persistent link: https://www.econbiz.de/10012668013
IT investment in any sectors, it does significantly improve labor productivity for firms in manufacturing and in …, cloud usage is expected to increase the productivity of firms, as it allows them to quickly customize the IT they require to …
Persistent link: https://www.econbiz.de/10013368656